Comparison of salary transfer banks offering financial services for the NTHU(202609)
| Project. | Chunghwa Post | Mega Bank | E.SUN Bank |
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NTD deposit rate |
Payroll Savings Floating Rate: currently 0.885% for balances up to NT$1 million. |
1.Payroll account floating rate: currently 0.98% for balances up to NT$1 million. 2.Balances over NT$1 million earn interest at the standard savings rate, currently 0.805%. 3.Applicable to retired faculty. |
1.Payroll account interest follows the Payroll Transfer Savings Rate (8), currently 0.95% with no upper balance limit. 2.Applicable to retired faculty. |
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Special savings account for civil servants The maximum limit for civil servants is $700,000 |
Currently 1.72%. |
1.A preferential interest rate is available to university staff with 7+ years of service, civil servants, and contract employees hired under university regulations. The rate is pegged to the Bank's 2-year time deposit floating rate (currently 1.725%). 2.Amounts exceeding the limit will earn interest at the standard savings rate. 3.There is no deposit limit for the first transaction. |
1.A preferential interest rate is available to university staff with 7+ years of service, civil servants, and contract employees hired under university regulations. The rate is pegged to the Bank's 2-year time deposit floating rate (currently 1.715%). 2. Amounts exceeding the limit will earn interest at the standard savings rate. 3.There is no deposit limit for the first transaction. |
| ATM withdrawal and transfer benefits |
1. 30 free interbank withdrawals monthly. 2. 66 free interbank transfers monthly. Note： Be limited transfer of “salary”. |
99 free monthly interbank withdrawals and transfers. |
100 free monthly interbank withdrawals and transfers. |
| Other | Teachers' Day Special: A gift for faculty members who open a payroll account with Mega Bank. | Teachers' Day Special: A gift for faculty members who open a payroll account with E.SUN Bank. | |
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Note 1：The above regulations govern the university's monthly salary accounts for one-time transfers. In the event of special circumstances, please provide your account details to the Division of Cashier for verification to ensure accuracy and avoid omissions. Note 2：If salaried employees, students, or retirees have not received payments for 2 consecutive months, their pay transfer-related benefits will be cancelled. Note 3：The cross-bank ATM withdrawal and transfer fee waivers apply exclusively to automated services, excluding over-the-counter remittance. |
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