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Comparison of Financial Services for the Payroll customers

Comparison of Financial Services for the Payroll customers

Project.

Chunghwa Post

Mega Bank

E.SUN Bank

NTD deposit rate

Floating interest rate according to Payroll Transfer Customer Savings Rate, below NT$1 million (inclusive) currently 0.2%.

1.Floating interest rate according to Payroll Transfer Customer Savings Rate below NT$1 million (inclusive) currently 0.3%.

2.More than 1 million: interest rate according to deposit card,  currently 0.1%.

3.Applied to the retired and future retired faculty.

Note:The benefits will be automatically terminated on the third month if the payment was not validated for the former two consecutive months.

1.Floating interest rate according to Payroll Transfer Customer Savings Rate (4), currently 0.18%, without limit.

2.Applied to the retired faculty.

Note:The benefits will be automatically terminated on the third month if the payment was not validated for the former two consecutive months.

Special savings account for civil servants

The maximum limit for civil servants is $700,000

The maximum for labor workers is $350,000

Currently 0.785 %.

1.Special interest rate is offered to employees who have served the university for 10 years or more and to staffs who are civil servants or are contracted in accordance with the university’s employee employment management principles. Interest is charged at the Bank's floating interest rate (currently 0.85%) for 2-year time deposit account.

2.Portions exceed the limit will be calculated based on the interest rate for savings account.

3.No limit applies for first-time deposit.

1.Special interest rate is offered to employees who have served the university for 10 years or more and to staffs who are civil servants or are contracted in accordance with the university’s employee employment management principles. Interest is charged at the Bank's floating interest rate (currently 0.84%) for 2-year time deposit account.

2. Portions exceed the limit will be calculated based on the interest rate for savings account.

3.No limit applies for first-time deposit.

Benefits for the use of ATMs withdrawals and interbank transfers.

1.10 times free interbank withdrawals per month.

2.5 times free interbank transfers per month.

Note If salaried employees and retirees who have not been paid for 2 consecutive months, the pay transfer-related benefits will be cancelled.

99 times free interbank withdrawals and transfers per month.

Note If salaried employees and retirees who have not been paid for 2 consecutive months, the pay transfer-related benefits will be cancelled.

100 times free interbank withdrawals and transfers per month.

NoteIf salaried employees and retirees who have not been paid for 2 consecutive months, the pay transfer-related benefits will be cancelled.

Other.

928 Teacher's Day event:  a present for the faculty who open an payroll account in E.SUN Bank.

Note 1The above regulations are applied to the monthly salary account provided by the university for transfer once, if there are special circumstances, please provide the account number to customer service center for bank account checking and avoiding omissions.

Note 2The interbank withdrawal and free transfer fee offers are applied to the use of ATMs and automated service systems only, excluding counter-to-counter remittance business.

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